The Harvard Binder 3-ring zip portfolio is the perfect combination of class, style and convenience. The exterior is highlighted by the retractable handles and easy access pocket. The interior features a 1 1/4" matte black 3 ring binder, a zipper closure, a removable solar calculator and an interior organizer for documents, cards and IDs. It also includes an 8 1/2" x 11" writing pad and pen loop. Made of simulated leather.